OneMain Financial: Best In-Person Loan Experience

OneMain Financial: Best In-Person Loan Experience

If you like doing company by having a loan provider face-to-face, OneMain Financial might be a fit that is good. The lending company has very nearly 1,600 branches in 44 states where it includes unsecured signature loans to borrowers with less-than-perfect credit. Interest levels begin at 18% and qualified candidates might be able to borrow as much as $20,000.

Many branches designed for borrowers whom would like to fulfill or get funds face-to-face

No prepayment penalty in the event that you choose to spend your loan off early

Soft credit pull utilized to test for prequalified provides

Tall interest that is starting weighed against several other subprime loan providers

Optimum loan quantity of $20,000 is low in contrast to other loan that is personal

Origination charges and fees that are late be charged along with interest expenses

Other information that is important

  • Minimum/maximum amount you can easily borrow: $1,500 to $20,000
  • APR range: 18percent–35.99%
  • Costs: Origination charges may be a flat rate from $25 to $400 or 1percent to 10per cent of the loan quantity, based upon a state of residence. Belated costs also differ by state and may be since high as $30 per belated re payment or 15% for the measurements of one’s payment per month.