Determine your financial situation
For every one, list:
- the quantity you owe
- the minimal payment
- the attention rate
Your list may add:
- mortgages
- auto loans
- charge card balances
- personal credit line balances
- payday advances
- fees you borrowed from
- purchase now, spend later balances
- unpaid utility bills (cell phone, hydro, cable, etc.)
- figuratively speaking
- loans from relatives and buddies
- spousal support and/or son or daughter support you borrowed from